Mortgage Protection Insurance
Owning a home is one of the biggest financial commitments you will ever make, and ensuring that your mortgage is covered in the event of unforeseen circumstances is essential. Explore our tailored solutions, including Term Cover, Decreasing Term, and Renewable Term options, to find the right protection for your needs.
Over 10,000 people have trusted us with their insurance needs, supported by our expert guidance. Join them and get started today!
Comprehensive insurance solutions
Mortgage Protection Insurance: Safeguard Your Home and Loved Ones
Welcome to Barts Insurance Brokers, your trusted partner in securing your family’s future through comprehensive mortgage protection insurance. Owning a home is one of the biggest financial commitments you will ever make, and ensuring that your mortgage is covered in the event of unforeseen circumstances is essential. Explore our tailored solutions, including Term Cover, Decreasing Term, and Renewable Term options, to find the right protection for your needs.
Mortgage Protection Insurance
Our Coverage Options
1. Term Cover
Term Cover is a straightforward and affordable insurance option that provides coverage for a specified term, typically ranging from 10 to 30 years. If you pass away during this term, your family will receive a lump sum payment to cover the remaining mortgage balance.
Key Features:
- Fixed premiums for the duration of the term.
- Suitable for families looking for straightforward coverage.
- Ideal for young homeowners starting their mortgage journey.
Our Coverage Options
2. Decreasing Term Insurance
Decreasing Term Insurance is specifically designed for repayment mortgages, where the balance decreases over time. The coverage amount reduces in line with your mortgage balance, ensuring that your family is only covered for the amount owed on the loan.
Key Features:
- Premiums are typically lower than standard term cover.
- Aligns with your mortgage repayment schedule.
- Provides financial support when your family needs it most.
Mortgage Protection Insurance
Mortgage Protection Insurance
Mortgage Protection Insurance
Our Coverage Options
3. Renewable Term Insurance
Renewable Term Insurance offers flexibility, allowing you to renew your coverage at the end of the term without requiring a new medical assessment. This option is ideal for those who may want to extend their protection as their circumstances change.
Key Features:
- Option to renew coverage at the end of the term.
- Premiums may increase upon renewal based on age and health.
- Ideal for those wanting long-term protection without re-evaluating health.
Mortgage Protection Insurance
Why Choose Mortgage Protection Insurance?
Mortgage protection insurance provides peace of mind knowing that your mortgage will be paid off in the event of your passing, allowing your loved ones to stay in their home without the burden of financial stress. Here are some key benefits:
Protect your family from the risk of losing their home.
Choose a plan that fits your budget and lifestyle.
Focus on what matters most, knowing your mortgage is covered.
Services
Comprehensive Insurance Solutions
Explore our wide range of insurance services, tailored to protect what matters most to you. From personal to business needs, we’ve got you covered with expert advice and competitive pricing.
Services
Comprehensive Insurance Solutions
Explore our wide range of insurance services, tailored to protect what matters most to you. From personal to business needs, we’ve got you covered with expert advice and competitive pricing.
Our professional team are experts when it comes to finding you residential properties.
Our personal insurance solution give you financial support when you need it the most
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